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How to Invest Your Money: Ways to Build Wealth in 2021

The financial choices that we make now can have effects, both positive and negative, for decades to come. By consciously making the decisions that will build a strong foundation for wealth, we can look forward to a comfortable retirement and a secure future. This is a...

New Year’s Day

All of our Offices will be closed Friday, January 1, 2021

How to Buy a House

The idea of buying a home can be very scary. There is no real right or wrong time to buy a home. If the desire, resources, and finances are there, it may be the time to start looking for your next home. If you have the right amount of money saved up, don’t hesitate to...

Important Tax Information for Members with e-Statements

This message is to alert you that the tax information that is being provided to the IRS will be reported on your December 2020 electronic account statement.  No paper copy of the 1099-INT tax form will be mailed. Because you have signed up for e-statements, your tax...

Setting Financial Resolutions You Can Stick to in 2021

At the end of each year, we all make resolutions with grand hopes for the year to come. Many of these resolutions flame out before they have a chance to make any sort of meaningful impact. In the case of one’s finances, a bit more discipline to significant changes....

1099 INT Instructions

Instructions for Recipient The information provided may be different for covered and noncovered securities. For a description of covered securities, see the Instructions for Form 8949. For a taxable covered security acquired at a premium, unless you notified the payer...

Zero-Based Budgeting

Too many of us are bad with money. Forbes magazine reports that 78 percent of Americans live paycheck to paycheck. These people, including most of us, don't have a plan for our financial futures. How can you put yourself on the road to financial solvency? It starts...

The Digital Revolution in the Credit Union Industry

There are many types of financial institutions but the three major depositories are the banks, thrifts/ savings and loan institutions and credit unions. Although they are distinct in specialization, emphasis and regulatory structures, their identities is increasingly...

Mobile and Online Banking: Are They Different?

Online banking was first launched in the UK in 1982 and a year later it was adopted in the USA. However, this huge technological shift did not make a greater impact until the late 1990s to early 2000s when 80% of US banks began to tout its effectiveness. Internet...

Teaching your Kids Financial Literacy

Everyone learns about money at some point in their life. Some earlier than others! It is important to start teaching your children about financial literacy and responsibilities at a young age. Children learn best when they are having fun, and we can easily make money...

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