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Do You Need a Credit Card?

Paying with a credit card is the safest way to make a payment. However, playing the credit card game does come with many perils, especially when you don’t make your payment by the due date or pay the balance in full.  Applying for a credit card is a significant...

Should You Get a 15-Year or 30-Year Mortgage?

If you are an aspiring homeowner, it is easy to overlook the crucial parts of buying a house. There are a lot of things to look into, such as location, age, and layout. However, the more important factors are learning the different mortgage options and how they can...

4 Things to Know About Debt and Marriage

Debt is not a foreign word to many people. Especially during the pandemic period, the rise in debt for individual households saw a rapid increase.  According to Forbes, in 2020, consumers owed $323 billion on personal loans, an all-time high.  A contributing factor to...

3 Mistakes to Avoid as a First Time Home Buyer

It’s an exciting time to buy a home. Those interested in making their dream of homeownership a reality may find opportunities within their community to do so if they stay patient and continue to look around. Embracing the process may seem a bit overwhelming for those...

What’s the Difference Between a Loan and a Line of Credit?

Whether it’s to buy a home, start a business, or just manage extra expenses, sometimes you need to borrow money from a financial institution. There are essentially two ways to do it: a loan, or a line of credit. Of course, each of them can take a number of different...

Where’s the Boss? And Why it Matters

Local community banks and financial institutions like credit unions offer a wide range of benefits to their customers. When the main office is in your local area, you will often find the following benefits.   Faster Decision Making When the person who approves...

Closed on Memorial Day

Our offices will be closed on Monday May 31st for Memorial Day. We will resume our normal hours on Tuesday June 1st. Enjoy the holiday weekend!

5 Ways to Get Out of Debt

One of the worst things that could happen in our adult lives is to be buried under a massive mountain of debt. Firstly, debts have interests, and because of this, you’re actually going to pay more than the original cost. And when you have accumulated debts from...

How to Pay Off Student Loans Fast

The thought of student loans hanging over your head after college graduation may be overwhelming. You’re more than likely either on the job hunt or just landed your first entry-level position in your new career. Money probably isn’t exactly flowing and paying down...

Should I Refinance My Mortgage?

Owning a house has always been everyone’s dream, but achieving that dream has always been a challenge as well. Even when you finally get a hold of a house through a mortgage, it’s still challenging because mortgage rates can get astronomically high. However, lately,...

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