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Setting Financial Resolutions You Can Stick to in 2021

At the end of each year, we all make resolutions with grand hopes for the year to come. Many of these resolutions flame out before they have a chance to make any sort of meaningful impact. In the case of one’s finances, a bit more discipline to significant changes....

1099 INT Instructions

Instructions for Recipient The information provided may be different for covered and noncovered securities. For a description of covered securities, see the Instructions for Form 8949. For a taxable covered security acquired at a premium, unless you notified the payer...

Zero-Based Budgeting

Too many of us are bad with money. Forbes magazine reports that 78 percent of Americans live paycheck to paycheck. These people, including most of us, don't have a plan for our financial futures. How can you put yourself on the road to financial solvency? It starts...

The Digital Revolution in the Credit Union Industry

There are many types of financial institutions but the three major depositories are the banks, thrifts/ savings and loan institutions and credit unions. Although they are distinct in specialization, emphasis and regulatory structures, their identities is increasingly...

Mobile and Online Banking: Are They Different?

Online banking was first launched in the UK in 1982 and a year later it was adopted in the USA. However, this huge technological shift did not make a greater impact until the late 1990s to early 2000s when 80% of US banks began to tout its effectiveness. Internet...

Teaching your Kids Financial Literacy

Everyone learns about money at some point in their life. Some earlier than others! It is important to start teaching your children about financial literacy and responsibilities at a young age. Children learn best when they are having fun, and we can easily make money...

Financial Tips for First-Time Home Buyers

First time home buying can be exciting. This excitement could make you fall in love with every home that you check out regardless of how they look like, price or location. It is also possible to feel overly anxious, stressed or confused as you try to make sense out of...

MyPicture Debit Card Terms and Conditions

MyPicture Debit Card Terms and Conditions Firefighters Credit Union provides MyPic Studioâ„¢ Service subject to the following terms and conditions. These terms and conditions are in addition to those found in your Account Agreement. The image submitted by you is...

Image Requirements for Design Your Own MyPicture Debit Card

Image Requirements for Design Your Own MyPicture Debit Card The better quality the image is, the better the final card design. For all images, you must: Use a one of the following file formats: JPEG, PNG, GIF, bitmap, or TIFF Ensure the image file is at least 840 x...

5 Habits of Self-Made Millionaires

All self-made millionaires have to start somewhere Other than lottery winners, getting rich has nothing to do with luck! Making a lot of money over time takes patience, knowledge, and commitment. Millionaires are always thinking BIG, networking themselves,...

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