When life requires a little extra financial support, choosing the right loan can make a big difference. Whether you’re purchasing your first car, buying a boat for weekend adventures, or looking to do some repairs on your home, understanding your loan options can help you make a well-informed decision. Firefighters Credit Union is proud to offer a wide variety of loan types, ensuring that no matter your need, we have a solution tailored for you. Let’s take a closer look at the different types of loans Firefighters Credit Union offers and how you can choose the right one for your specific needs.
Auto Loans
Firefighters Credit Union provides competitive rates and flexible terms for both new and used vehicles. Whether you need a reliable car for your daily commute or a family-friendly SUV for road trips, we can help get you behind the wheel. With no pre-payment penalties, you can pay off your loan early without any extra costs, giving you the freedom to own your vehicle outright sooner.
Helpful Tools:
When searching for a vehicle, it’s important to know what you’re buying. Tools like NADA.com and Carfax.com can help you assess the value and history of the car, ensuring you’re making a sound purchase.
Credit Cards
Our low-rate, no-annual-fee credit cards make managing your finances simple and rewarding. With cash back on purchases, you’ll save money every time you use your card. Plus, you can easily transfer balances or access cash nationwide, making this card a great choice for everyday spending or handling larger expenses. Unlike many cards that charge fees, Firefighters Credit Union’s credit card gives you more flexibility with less cost.
Boat Loans
Dreaming of spending your weekends on the water? Whether you’re looking for a fishing boat, a speedboat, or something in between, we offer loans for both new and used boats. Our flexible terms and competitive rates will help make your boating dreams a reality, allowing you to enjoy the great outdoors without worrying about your financing.
Recreational Vehicle Loans
From snowmobiles to Jet Skis to RVs, Firefighters Credit Union can finance all your recreational vehicle needs. Our loans for recreational vehicles offer great rates and terms, allowing you to enjoy your next adventure without financial stress. Whether you’re exploring the snowy backcountry or camping by the lake, our financing options are designed to keep the fun going.
Personal Loans
Sometimes life throws unexpected expenses your way, and that’s where a personal loan can help. Whether you need to cover medical bills, home repairs, or other sudden costs, Firefighters Credit Union is here to provide the financial support you need. With no pre-payment penalties and flexible payment options (weekly, bi-weekly, monthly, etc.), our personal loans can be tailored to fit your budget and timeline.
Lines of Credit
If you need access to money on an ongoing basis, a line of credit might be the perfect solution. Once approved, you can borrow money whenever you need it, up to your established limit. This option also provides excellent overdraft protection, offering you peace of mind if unexpected expenses arise. With a line of credit from Firefighters Credit Union, you’ll have financial flexibility at your fingertips.
Home Equity Loans
Firefighters Credit Union offers both second mortgages and home equity lines of credit (HELOCs). These loans allow you to use the equity in your home to fund home renovations, consolidate debt, or cover other large expenses. With competitive rates and flexible terms, home equity loans are an excellent option for homeowners looking to make the most of their investment. Contact Firefighters Credit Union to learn more about Home Equity Loans.
Student Loans
At Firefighters Credit Union, we understand the importance of education, which is why we partner with ISL Education Lending to provide student loans. These loans can help cover tuition and other educational expenses, and they also offer refinancing options for existing student loans. Whether you’re a student or a parent looking to support a child’s education, ISL Education Lending provides multiple loan options to suit your needs.
Important Note:
Before applying for a private student loan, it’s important to complete the Free Application for Federal Student Aid (FAFSA) and consult your school’s financial aid office to explore all available options. Firefighters Credit Union encourages you to exhaust federal aid options before turning to private loans.
Firefighters Credit Union is compensated by ISL Education Lending for the referral of student loan customers. All loans offered by ISL Education Lending are subject to credit approval.
Loan Calculator
Not sure how much you’ll need to borrow or what your monthly payments will look like? Firefighters Credit Union offers a loan calculator that allows you to input your purchase price, down payment, interest rate, and loan term to get an estimate of your monthly payments. This tool helps you plan your finances more effectively, giving you a clear picture of what to expect.
Flexible Payment Options
At Firefighters Credit Union, we understand that everyone’s financial situation is different. That’s why we offer a range of payment options for all our loans. You can choose to make payments weekly, bi-weekly, semi-monthly, monthly, through payroll deduction, or via direct deposit. This flexibility allows you to choose a payment schedule that works best for your budget and lifestyle.
Contact Us
Have questions about rates, loan options, or repayment terms? Our experienced loan officers are here to help. Feel free to reach out to one of our loan officers for personalized assistance:
La Crosse Office Loan Officers
- Amy English: NMLS# 466581, (608) 784-9480 Ext 213
- Anson Ogle: NMLS# 466582, (608) 784-9480 Ext 205
Onalaska Office Loan Officers
- Troy Arenz: NMLS# 466585, (608) 784-9480 Ext 207, Cell: (608) 790-6678
- Andrew Miller: NMLS# 1773820, (608) 784-9480 Ext 206
Holmen Office Loan Officer
- Matt Faron: NMLS# 466583, (608) 784-9480 Ext 252, Cell: (608) 790-3464
Whether you’re looking to finance a new vehicle, cover unexpected expenses, or plan for the future, Firefighters Credit Union has a loan option tailored to your needs. We’re committed to helping you achieve your financial goals, with flexible terms, competitive rates, and a wide variety of loans to choose from.
Firefighters Credit Union is federally insured by NCUA and an Equal Housing Opportunity Lender.
