Schedule of Service Charges
As of November 1, 2023
Checking Services
- NSF item ( per item) $32.00
- NSF item (Non-return per item) $32.00
- Checks vary by style
- Temporary Checks (4 checks) $1.20
- It Pays To Check With Us (below $250 minimum in any month) $2.00
- Extreme Checking (below $500 minimum in any month) $5.00
- Business checking (monthly) $5.00
- VIP Business Checking (below $2000 minimum in any month) $10.00
Debit Card/ATM Services
- Debit Replacement Card $10.00
- Compromised Card Replacement FREE
- A fee of 1% charged on all transactions completed
in foreign currency based on the amount after it is
converted to U.S. Dollars
Online Services
- Online Banking FREE
- Debit Card FREE
- Bill Pay/P2P (if used monthly) FREE#
- E-Statements FREE
- Overdraft protection FREE
Wire Transfers
- Incoming Transfer $6.00
- Outgoing U.S. Transfer $20.00
- Tracer/Service Request $50.00
Closing Fees
- Christmas Club Early Withdrawal $10.00
- IRA $10.00
- Reopen Fee (within 6 months of closing) $10.00*
Miscellaneous Services
- Account Reconciliation/Research (per hour) $25.00
- #Bill Pay/P2P Inactivity Fee (if not used monthly) $5.00
- Corporate Check $3.00
- Check Copy (older than 1 year) $2.00
- Coin Counting (excessive usage) 5%
- Deposited Item Return Check Fee $15.00
- Duplicate Lien Release $5.00
- ACH IAT & Adenda Research Fee $5.00
- Gift Card $3.00
- Money Order $1.00
- Mortgage Subordination/Partial Release $50.00*
- ACH Early Deposit Post $10.00
- Stop Payment (per item or sequential series) $29.00
- Statement Copy or Transaction History $5.00
- Overnight Delivery Fee $20.00*
- Photocopies (per page) $0.25
- Returned Mail (undeliverable or bad address) $5.00
Inactive/Dormant Accounts
- If no activity in the past 18 months $5.00 (waived if member is < age 18 or if balance is > $250)
* Indicates a change
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