Does Firefighters Credit Union run any specials?

Yes. Current specials are listed on the Specials page at myfirecu.org.

Where can I find current Firefighters Credit Union rates?

Current deposit and loan rates are published on the Rates page at myfirecu.org.

Where can I find current mortgage rates at Firefighters Credit Union?

Current mortgage rates are not published on our website because of volatility but are available by phone. Please call us at (608) 784-9480 for today’s rates.

Rates & Specials

Share Certificates & IRA Share Certificate Rates

Effective Date: 2/19/2026
Rates are subject to change without notice.
The Annual Percentage Yields are based on dividends remaining on the certificate.
Penalty may be applied for early withdrawal. IRA certificates are available for specific terms over 1 year.

Share Certificates

Minimum Balance	Dividend Rate	Annual % Yield	Term
$1,000.00	3.490	3.55	91 days*
$1,000.00	3.540	3.60	6 month*
$1,000.00	3.980	4.05	7 month*
$1,000.00	3.490	3.55	1 year
$1,000.00	3.765	3.83	13 month*
$1,000.00	3.440	3.50	18 months
$1,000.00	3.350	3.40	2 years
$1,000.00	3.200	3.25	3 years
$1,000.00	3.200	3.25	4 years**
$1,000.00	3.200	3.25	5 years

*IRA Share Certificates are available for most Share Certificate terms over 1 year. Rates same as above.
*Young Saver’s Certificates have a $250.00 minimum balance. Rates same as above. All terms are open for additional deposits excluding the three month, six month, and seven month for Young Saver’s Certificates.
**IRA Share Certificate not available in 4 year term

Want to learn more about Share Certificates?

Click Here

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Deposit Rates

Effective Date: 1/16/2025

Rates are subject to change. Fees may reduce earnings.

Membership & Daily Share

Minimum Balance	Dividend Rate	Annual Percentage Yield
$5.00	0.10	0.10

Money tree

Minimum Balance	Dividend Rate	Annual Percentage Yield
$5.00 to $24,999.99	0.20	0.20
$25,000.00 and up	0.30	0.30

Vacation Club

Minimum Balance	Dividend Rate	Annual Percentage Yield
$5.00	0.10	0.10

Christmas Club

Minimum Balance	Dividend Rate	Annual Percentage Yield
$5.00-$2500.00	3.44	3.50
$2500.01 and up	.10	.10***

For Christmas Club accounts, the entire balance will be paid to you by a transfer to a designated account or by check on November 1st and the account will remain open. You may not make withdrawals from your Christmas Club accounts at any other time. If you wish to access the funds in your Christmas Club account, you will be assessed a fee as disclosed in the Services Charges and Fees brochure. For Christmas Club accounts, no fee will be charged if the closure occurs within seven (7) days of the date the account is opened. If there is no activity in the account for five years the account will be automatically closed.

***Annual percentage yield is calculated using a range of balances from $2,500.01 to $10,000.00. A dividend rate of 0.10% will be paid only on the portion of your daily balance that is greater than $2,500.01.

Personal Checking

It Pays To Check With Us

Minimum Balance	Dividend Rate	Annual Percentage Yield
$250.00 to $24,999.99	0.10	0.10
$25,000.00 and up	0.20	0.20

Classic "50" Checking

Minimum Balance	Dividend Rate	Annual Percentage Yield
$0.00 to $249.99	0.00	0.00
$250.00 to $999.99	0.20	0.20
$1,000.00 to $24,999.99	0.35	0.35
$25,000.00 and up	0.50	0.50

Prestige Checking

Minimum Balance	Dividend Rate	Annual Percentage Yield
$5.00 to $999.99	0.20	0.20
$1,000.00 to $24,999.99	0.35	0.35
$25,000.00 and up	0.50	0.50

Extreme Checking

Minimum Balance	Dividend Rate	Annual Percentage Yield
$0.00 to $500.00	3.44	3.50*
$500.01 and up	0.10	0.10**

Must be over age 18. $5.00 monthly fee if balance falls below $500.

** Annual percentage yield is calculated using a range of balances from $500.01 to $100,000.00. A dividend rate of 0.10% will be paid only on the portion of your daily balance that is greater than $500.01. The annual percentage yield (APY) for this tier will be 0.10%. * If your daily balance is $500 or less, the dividend rate paid on the entire balance will be 3.44%, with an annual percentage yield (APY) of 3.50%.