News & Announcements

Reasons to Build an Emergency Fund Setting aside an emergency fund is one of the best ways to be prepared for the unexpected. Most financial advisors will recommend saving at least 3 to 6 months’ worth of living expenses to cover you in case of an unforeseen event. An...

The Credit Union has been informed that Payveris Bill Pay checks dated 12/23/2021-12/31/2021 have now been sent. If you have made alternative arrangements with your payee(s) regarding these checks, please plan accordingly and reach out to us if you need to place a...

Please review your bill payment account for any payments sent by check. We were notified by Payveris on 12/31/2021 that bill pay checks from 12/23/2021 up through today (12/31/2021) have not been processed. At this time, we don’t have an estimated time when check...

Instructions for Recipient The information provided may be different for covered and noncovered securities. For a description of covered securities, see the Instructions for Form 8949. For a taxable covered security acquired at a premium, unless you notified the payer...

While not a measure of your overall financial health, a high credit score can lead to lower interest rates on mortgage and car loans. FICO scores below a certain level can disqualify you from conventional, low, fixed rate mortgage programs.   Pay on Time One of...

A mortgage application is a big life decision that requires commitment. There are many factors to be assessed before applying for a mortgage to make the process go smoothly. A mortgage is a big loan and may even be one of the biggest financial responsibilities you...

Paying with a credit card is the safest way to make a payment. However, playing the credit card game does come with many perils, especially when you don’t make your payment by the due date or pay the balance in full.  Applying for a credit card is a significant...

If you are an aspiring homeowner, it is easy to overlook the crucial parts of buying a house. There are a lot of things to look into, such as location, age, and layout. However, the more important factors are learning the different mortgage options and how they can...

Debt is not a foreign word to many people. Especially during the pandemic period, the rise in debt for individual households saw a rapid increase.  According to Forbes, in 2020, consumers owed $323 billion on personal loans, an all-time high.  A contributing factor to...