What to Bring To Your Mortgage Application

Items required for each borrower at your loan application

• Each borrower’s pay stubs for the last 30 days
• Each borrower’s W-2’s for the past two years
• Each borrower’s checking, savings, and investments statements for the past two months
• If either borrower is self-employed or receiving commission, two years’ Federal Income Tax Returns and year-to-date profit and loss statement
• First-time homebuyers – most recent year Federal Income Tax Return
• Refinances – current mortgage account statement, tax bill, title insurance policy and insurance agent information