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Zero-Based Budgeting

Too many of us are bad with money. Forbes magazine reports that 78 percent of Americans live paycheck to paycheck. These people, including most of us, don’t have a plan for our financial futures. How can you put yourself on the road to financial solvency? It starts with a budget. The purpose of budgeting is…

The Digital Revolution in the Credit Union Industry

There are many types of financial institutions but the three major depositories are the banks, thrifts/ savings and loan institutions and credit unions. Although they are distinct in specialization, emphasis and regulatory structures, their identities is increasingly becoming less distinct. Traditionally, banks are like departmental stores with money being the product. On the other hand,…

Mobile and Online Banking: Are They Different?

Online banking was first launched in the UK in 1982 and a year later it was adopted in the USA. However, this huge technological shift did not make a greater impact until the late 1990s to early 2000s when 80% of US banks began to tout its effectiveness. Internet banking is simply the provision of…

Teaching your Kids Financial Literacy

Everyone learns about money at some point in their life. Some earlier than others! It is important to start teaching your children about financial literacy and responsibilities at a young age. Children learn best when they are having fun, and we can easily make money fun! The current age of your child depends on the…

Financial Tips for First-Time Home Buyers

First time home buying can be exciting. This excitement could make you fall in love with every home that you check out regardless of how they look like, price or location. It is also possible to feel overly anxious, stressed or confused as you try to make sense out of everything. But don’t worry because…

5 Habits of Self-Made Millionaires

All self-made millionaires have to start somewhere Other than lottery winners, getting rich has nothing to do with luck! Making a lot of money over time takes patience, knowledge, and commitment. Millionaires are always thinking BIG, networking themselves, ultra-focused on what they want financially, and continue to do whatever it takes to make money. Much…

How to Become Wealthy Over Time

You have probably heard of the term “Get rich slow”. It is the idea of steadily building your income over a long period of time! You can easily be swindled by get rich quick ideals so be careful whose advice you take. There are a multitude of financial tips you can use to slowly increase…

How to Save for Your Home Down Payment

Renting a home is not always the end goal for a lot of people. While renting is convenient and easy, buying your OWN home is something special! While there is no pressure on exactly when to buy a home, take this time to save up for a down payment. Waiting and taking your time to…

July 4th 2020

Our offices will be closed on July 4th in observance of Independence Day!

Boost Your Retirement Savings – No Matter Your Age

No matter what age you are, young or old, you can grow your retirement savings and retire to a stress-free life! The reality of retirement is the earlier you start saving and investing your money, the better off you’ll financially be in life. However, it is never too late to start saving for retirement! Even…

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