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Please review your bill payment account for any payments sent by check. We were notified by Payveris on 12/31/2021 that bill pay checks from 12/23/2021 up through today (12/31/2021) have not been processed. At this time, we don’t have an estimated time when check...

Instructions for Recipient The information provided may be different for covered and noncovered securities. For a description of covered securities, see the Instructions for Form 8949. For a taxable covered security acquired at a premium, unless you notified the payer...

While not a measure of your overall financial health, a high credit score can lead to lower interest rates on mortgage and car loans. FICO scores below a certain level can disqualify you from conventional, low, fixed rate mortgage programs.   Pay on Time One of...

A mortgage application is a big life decision that requires commitment. There are many factors to be assessed before applying for a mortgage to make the process go smoothly. A mortgage is a big loan and may even be one of the biggest financial responsibilities you...

Paying with a credit card is the safest way to make a payment. However, playing the credit card game does come with many perils, especially when you don’t make your payment by the due date or pay the balance in full.  Applying for a credit card is a significant...

If you are an aspiring homeowner, it is easy to overlook the crucial parts of buying a house. There are a lot of things to look into, such as location, age, and layout. However, the more important factors are learning the different mortgage options and how they can...

Debt is not a foreign word to many people. Especially during the pandemic period, the rise in debt for individual households saw a rapid increase.  According to Forbes, in 2020, consumers owed $323 billion on personal loans, an all-time high.  A contributing factor to...

It’s an exciting time to buy a home. Those interested in making their dream of homeownership a reality may find opportunities within their community to do so if they stay patient and continue to look around. Embracing the process may seem a bit overwhelming for those...

Whether it’s to buy a home, start a business, or just manage extra expenses, sometimes you need to borrow money from a financial institution. There are essentially two ways to do it: a loan, or a line of credit. Of course, each of them can take a number of different...

Local community banks and financial institutions like credit unions offer a wide range of benefits to their customers. When the main office is in your local area, you will often find the following benefits.   Faster Decision Making When the person who approves...