Right now, the entire world is having to think about the emergency savings they have in order to provide food for their family and keep the lights on. In a pandemic, or any other emergency, it is extremely important to be extra careful about the money you are spending. Here are a few tips on how you can spend your money wisely in the middle of an emergency.
Buy generic label groceries: While you are needing to stock up on groceries to limit the amount of times you need to go to the grocery store, one thing to remember is that most generic labeled items are cheaper and just as good as premium branded items. This will help you save money and allow you to buy more with your budget! And always remember to use your coupons.
Cut down on food waste: According to a study by the National Resources Defense Center, the average American family of 4 throws away 50% of the food they purchase. This results in an annual loss of over $2,000. To avoid grocery waste, only buy what you need and check for expiration dates. Make a grocery list before you go in the store, only get your family’s necessities and enjoy those leftovers! If you need to stockpile groceries, be sure to focus on non-perishable items to avoid waste over longer periods.
Lower your utility bills: Get the whole family to be as conservative as they can with the utilities. Insulating your windows with a sheet of bubble wrap is an easy trick for trapping the air. Unplug your appliances you are not using and even something as simple as taking quicker showers and turning off the faucet when you brush your teeth. These little efforts can add up to a lot of extra money you could be spending on food and saving for the future!
Remember that there are a lot of errand and delivery companies willing to delivery your groceries and other items directly to your door if you do not feel comfortable leaving the house. Emergencies are unpredictable. It is very important to always have at least $1,000 in your emergency savings fund. Think about each purchase you are making and budget how much money you are spending weekly. No one is sure how long an emergency is going to last so it is always important to be financially prepared.
UPDATE: We are sorry to inform you that due to COVID-19 pandemic we must postpone our Annual Meeting Scheduled for May 7,2020. We will be rescheduling and will pass on the new date soon.
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