What to Bring To Your Mortgage Application

Items required for each borrower at your loan application

  • Each borrower’s pay stubs for the last 30 days
  • Each borrower’s W-2’s for the past two years
  • Each borrower’s checking, savings, and investments statements for the past two months
  • If either borrower is self-employed or receiving commission, two years’ Federal Income Tax Returns and year-to-date profit and loss statement
  • First-time homebuyers – most recent year Federal Income Tax Return
  • Refinances – current mortgage account statement, tax bill, title insurance policy and insurance agent information
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